Privacy Policy

1. Scope and Overview

This Privacy Policy explains how Bumper Car Stickers (“we,” “us,” or “our”) processes information when you access and use this informational Stocks financial blog. The website is noncommercial and is provided to explain general concepts, terminology, and public-market context. The website does not offer paid services, does not create user accounts, and does not support financial transactions. This policy applies to information processed through the website and through communications you initiate using the Contact page.

We aim to follow principles of transparency, purpose limitation, data minimization, accuracy, reasonable security safeguards, and respect for user rights. Because privacy requirements can vary by U.S. state, the rights described below may depend on where you live and the nature of the request. We respond to verifiable requests using the contact details listed above.

2. Categories of Information We Process

We may process the following categories of information:

Technical and usage data: such as IP address (used for security and basic delivery), device type, browser type, operating system, language settings, pages visited, approximate location at a general level derived from IP address, timestamps, and referral information.

Contact form data: such as email address, message content, and any optional details you choose to provide (for example, a name).

Cookie and similar technology data: such as identifiers needed for core site functions, preference storage where available, and aggregated measurement.

We do not request or collect payment card data, bank details, brokerage credentials, government identification numbers, or account passwords for financial services.

3. Sources of Information

Information is obtained from:

You, directly, when you submit information through the Contact form or send an email.

Your browser or device, automatically, when you load pages, which generates limited technical information needed to transmit content and maintain security.

Cookies and similar technologies, which store limited information on your device as described in the Cookie Policy.

We do not purchase personal information from data brokers.

4. Purposes of Processing

We process information for the following purposes:

To operate the website and deliver requested pages and content.

To maintain security by preventing abuse, detecting malicious activity, and protecting site integrity.

To respond to inquiries submitted through the Contact form, including content clarification requests, correction requests, and privacy-related requests.

To understand website performance and usage in aggregated form, such as which pages are accessed most often, without using that information to identify you.

We do not process information to provide individualized financial guidance and do not use personal information to encourage actions or decisions.

5. Legal Bases for Processing

Depending on the context, we rely on:

Consent, such as when you submit a Contact form message and for non-essential cookies where required.

Legitimate interests, such as operating the website, maintaining security, and understanding aggregated performance, provided those interests are proportionate and do not override user expectations and rights.

Where consent is the basis, you may withdraw consent by contacting us. Withdrawal does not affect processing that occurred before the withdrawal.

6. No Sale, No Sharing, No Targeted Advertising

The website does not sell or share personal information and does not use targeted advertising as defined under applicable U.S. state privacy laws.

We do not provide personal information to third parties for cross-context behavioral advertising. We do not use personal information to build profiles for targeted advertising, and the website is designed for informational content delivery rather than advertising personalization.

7. Disclosures to Service Providers

We may use technical service providers to host the website, maintain infrastructure, and support communications (for example, email delivery). These providers may process information on our behalf only to perform their contracted services. We expect providers to apply reasonable safeguards and to limit use of information to service delivery. We do not authorize providers to use personal information for their own marketing purposes.

8. Retention

We retain information only for as long as reasonably necessary for the purposes described:

Contact form messages are kept for a limited period to respond and maintain a basic record of correspondence. We may retain longer if needed to address repeated inquiries or to maintain website integrity, but only in a manner consistent with purpose limitation.

Technical logs may be retained for a limited period to support security monitoring and incident investigation.

Cookie-related data is retained according to cookie durations described in the Cookie Policy.

When retention is no longer necessary, we delete or de-identify information where feasible.

9. Security Measures

We use reasonable administrative, technical, and organizational safeguards intended to protect information from unauthorized access, alteration, or disclosure. Measures may include access limitations, security monitoring, and secure transmission where supported by the environment. No method of transmission or storage is fully secure, but we aim to apply safeguards proportionate to the limited data processed by this informational website.

10. Your Privacy Rights and Requests

Depending on your state of residence and applicable law, you may have rights such as:

Access: request information about the personal information we maintain about you.

Correction: request correction of inaccuracies in personal information.

Deletion: request deletion of certain personal information.

Portability: request a copy of certain personal information in a portable format where applicable.

Opt-out rights: some laws provide opt-out rights related to targeted advertising, sale, or sharing. Because we do not sell or share personal information and do not use targeted advertising as defined under applicable state laws, these opt-outs may not apply in practice.

To submit a request, contact us using the details above. We will take reasonable steps to verify your request. Verification may require confirming that you control the email address used to submit the request or other reasonable methods appropriate to the request type. We do not discriminate against individuals for exercising privacy rights.

11. Children Under 16

This website is not directed to children under 16. If we become aware that a child under 16 has submitted personal information without verifiable consent from a parent or guardian, we will take reasonable steps to delete that information. Parents or guardians may contact us using the contact details above to request deletion.

12. International Processing

The website is operated from the United States. Information may be processed in the United States and may be processed where service providers operate. Where cross-border processing occurs, we apply reasonable safeguards appropriate to the nature of the information and the limited purposes described in this policy.

13. Changes to This Policy

We may update this Privacy Policy to reflect changes in website operations or clarifications. The “Last Updated” date above indicates the most recent revision. Changes apply to information processed after the updated date.

For more information, please use the contact details provided above.